lisareniff said:
So... having never looked into this... is it reasonable to book with points for a family of 4 going during a popular time (school breaks)? or is cash the way to go?
That IS a loaded question. From a strictly financial viewpoint, even with the reduction, you would probably come out ahead paying cash and renting points to cover the cash outlay.
It varies widely, as you might expect with all the variables of season, stateroom type, etc, so you really have to get a cash price, figure renting at $10 per point, and see how it looks for
your cruise. Most of the actual comparisons I have seen look like you have to rent about 60-65% of the points you would need for a points cruise to cover the cash outlay.
If the cash prices remained where they were and only the point cost went down, points may look a little more favorable than before, but I suspect renting and paying cash is still more cost effective, if you are not averse to renting points.
OTOH, I saw a post a few weeks ago which said they bought
DVC for the ability to do all sorts of things. They looked at DVC as a variety of vacation options. If a cruise costs more points than you might think, so be it. A 2 BR at VWL costs more than a studio at OKW, and some seasons cost more than others. They didn't see any difference, and that is a perfectly sane way to approach the cash/points decision as well.
Once again, DVC offers options for everybody.