But the final question is this - when does God decide that a person can no longer choose to enter into a relationship with the divine? Must that be done on earth, or is there one final opportunity when a mortal comes face to face with their Creator? If it is the latter, this works well with the C.S. Lewis concept that there is no one in Hell who didn't choose to be there - since Hell is complete alienation and separation from God, can this only be done upon coming face to face with the Divine and clearly saying, "I want nothing to do with you".
Personally, I do not think that Scripture (which is Divinely inspired and not Divinely dictated) gives us enough information to know this answer with certainty. This is my hope for humanity, that God will indeed give every opportunity to His creation to enter into a relationship with Him. It is also possible that in the moment of your last breath, you have passed the point of no return.
I am only wondering about when the very final chance is offered.
Thank you for your thoughts. You are very nice to read and explain your thoughts and beliefs so well. I agree with much of what you say but I say it in a much more simple way. Reading me probably drives someone as educated as you, crazy!

Sorry about that. I'm good practice for when you chat with the simple people.
I am not sure whether your first thought I quoted is right or wrong. I am not sure we can really know when the time comes for each soul to choose. I will tell you why I think the time comes as you take your last breath.
I believe that the choice is made here while we are living because I think that it takes more faith to believe now than after you die. I think FAITH is what is important to God (and relationship among other things such as obedience). I just do not think it would take much faith after death if you are standing before God Himself. I think in that moment as each person stands before God, there will not be a doubt that He was who He said He was.
Often people will say, "If God would just show himself to me in some special way so I would know He was real, I'd believe and have faith." My belief is that God DOES show Himself to us in many ways, many times in life and even more if we seek Him out. To have an encounter with God when you are fully seeking Him is an amazing experience.
It is why I cannot deny God and it is why I feel so deeply within my core being that He is REAL.
But if God just appears, face to face, does exactly what some people want Him to do to be real to them, there would be no need for FAITH. I think that if you were face to face with Him after death, you'd just *know*.
That would be my #1 arguement for why I think after death may be too late.
Maybe I am wrong...and it would be nice for *me* (and people in general) if I was. However, it would change what I believe the nature of God to be and that would be weird to me. I think God does draw the line in the sand, so to speak, and says do not cross this line. As humans, we are always moving the line. We move it for ourselves and our children. It makes one a bit wishy-washy and that just doesn't seem like the God of the Bible IMHO.
It is just mho, that it would be a rare person to come face to face with God and not choose Him. If that was the way it was, faith in Christ would not even be needed. We could live good lives, love God and in the end, come face to face with Him and make the decision upon our death.