I downlaoded a program by David Fredrickson called DVC manager. It's a better point tracker than the DVC planner by Caskbill. I don't have the link but if you PM me with your email I could send you the program. DVC planner is great for planning trips and figuring out what vacations you can take with your points, but I find DVC manager better to track your points both used and what's left after you've made reservations. It allows multiple contracts to easily be tracked seperately. I always know how many points I have and when they are going to expire.