Im not the OP but had the same question (thank you for asking). I’m trying to absorb the valuable info provided.
If I have two resorts with different UYs and I book at 7 months and I don’t have enough points in one contract, I should make two reservations with points from both contracts and ask at check-in for the reservations to be combined so I don’t have to change rooms. And this is as opposed to transferring points and having one reservation. Is that right? And better to borrow and bank within same contract as opposed to transfer?
If I have two resorts with different UYs and I book at 7 months and I don’t have enough points in one contract, I should make two reservations with points from both contracts and ask at check-in for the reservations to be combined so I don’t have to change rooms. And this is as opposed to transferring points and having one reservation. Is that right? And better to borrow and bank within same contract as opposed to transfer?