I just love Google
<b>What Is A Cowlick?</b>
Cowlicks occur when hair forms a pivot that distributes the hair from a specific point around in all different directions.
On some heads the hair recedes at the temple hairline causing a type of erratic hair pattern.
Cowlicks are most often found in the crown area but they may also be found along the front of the hairline around the face and the nape areas.
Most people are born with their cowlicks. People that suffer hair from chemotherapy or other illness may be horrified to discover that a new cowlick pattern will emerge along with their regrowth of their hair.
No one is exempt from the dreaded cowlick. Lots of famous people have cowlicks. Famous beauty, super model Claudia Schiffer, is reported to have not one but two cowlicks at the front of her hairline.
Claudia has commented that she deals with her problem hair by wearing it longer and having it styled to compliment, rather than highlight, the erratic little hair tufts.
<b>widow's peak</b>
n.
A V-shaped point formed by the hair near the top of the human forehead
From the Word detective:
Despite its name, a "widow's peak" is not a sign of age, although as one's hair thins with the passing seasons it may become more noticeable. But it's young women, if one believes the legends, who should beware of developing a "widow's peak." According to English folklore, a "widow's peak" indicates that the woman is destined to outlive her husband and thus become a widow. (The same principle applies, presumably, to men with "widower's peaks.") And if that weren't bad enough, there are things called "widow's locks," tiny tufts of oddly growing hair that can appear anywhere on your head and presage the same fate. "Widow's peak" first appeared in written English around 1849, but it's probably much older than that.
I have a slight widow's peak but my hair is light in color so it isn't very noticeable.