Likewise, we book everything ourselves through CRO. We usually have AP"S, know the places we like to stay and what the rack rates are and wait for discounts and deals. We plan all our dinners and activities and we really don't reserve them to far out because we like to be spontaneous in our vacation. I never felt a TA did anything great for us when we did use one many years ago, a friend, its was usually, I'ld ask them, they would call Disney or find our and relay info to us. Too much error in the middleman, we call CRO, don't like who is answering, we hang up until we get a knowledgeable CM. In over 35 trips, we have never had any problems, and have had our vacations our way.