Not me, I could never let two points go! I’d follow them around the Disneyland Matterhorn, and to the Norway maelstrom ride, and around perdition’s flames before I give them up.
I lost 9 points last year. I wish there was a way to donate small amounts of points back to DVC who'd pool them, and donate them to a charitable organization. I couldn't back those 9-I was in a "use 'em or lose them" situation with a large number. I planned a last minute vacation, even taking a 1 BR for a solo, but I ended up 9 points short and just lost them. Wish I could have donated them.
I was recently in a similar situation. If you don't mind the potential hassle/risk of renting, you can try that route and offer to borrow additional points just to complete the reservation. Some studios can be had for that amount of points (or less) actually.