Disney Visa Question

[davis65]

I was just wondering how good your credit has to be in order to get a Disney Visa card. Since my husband has bankruptcy I applied for the card, but I am afraid that I won't qualify. My first marriage really destoryed my credit. I got married really young and I fell for the "We'll put it in your name and I'll pay it" there were some charge offs. Then I had a pretty big surgery that I couldn't afford. Due to this I have had a hard time getting any kind of credit card. I have gotten some good feedback lately due to paying all my bills on time, but I'm afraid my past is going to hurt me. A friend told me that you can have bad credit you just can't have a bankruptcy and you will get approved. Is that true? I normally just pay for everything with cash due to my past experiences, but I thought that this card would help save up for another trip. I could just put what I normally pay for every month on it and then pay it every month.

 

[leahjade]

I wouldn't worry about getting the Disney Visa at a risk of getting into financial trouble again. The little bit of rewards you get from the card won't help you save much for a trip anyway. We are lucky to get $50 a year from the card.