Disney Visa Character meet and greet

Would you say the meet-and-greet at EP could take the place of the Character Spot? I am trying to not use a FP at Character spot. We aren't arriving at the park until around 3:00, so I would rather use the FP for an attraction if possible.
Character Spot is Mickey, Minnie, Pluto and Goofy. Visa met and greet is only two of those, so...
 
I guess it depends on how much character interaction you want. I did both. You never really know how an interaction will go. Some are more fun than others.
 

They will scan your magic band and then the photos are in your memory maker where you can download them.
 
Is this worth it? What's the advantage? Do you have to have the credit card?

Generally short line with usually 2 or 3 characters simultaneously, free PhotoPass digital download. You must present the actual card.
 





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