Disney insurance re: trip interruption

[PrincessShmoo]

Why would you ask that?

Because of your comment

But since we are all 3x vaccinated and symptoms could be most likely, mild or asymptomatic. Would that be a thing also?

Makes it sound like, as long as you're having mild symptoms, or asymptomatic you'd be renting the car, even though you may not be allowed to.

 

[Snowwhyt]

Because of your comment

But since we are all 3x vaccinated and symptoms could be most likely, mild or asymptomatic. Would that be a thing also?

Makes it sound like, as long as you're having mild symptoms, or asymptomatic you'd be renting the car, even though you may not be allowed to.

Again, never mentioned I would lie, and nobody would need to lie. Wanted to know if insurance would cover our drive because we would most likely be asymptomatic. I’m not going to write a post to ask if I should lie. The post is about insurance coverage if you read it in context.

 

[tvguy]

Again, never mentioned I would lie, and nobody would need to lie. Wanted to know if insurance would cover our drive because we would most likely be asymptomatic. I’m not going to write a post to ask if I should lie. The post is about insurance coverage if you read it in context.

But you are missing the point. Asymptomatic means nothing other than you don't feel sick. If you test positive for covid, the protocols/quarantines are in place to keep you from exposing others to covid and making them sick.. I haven't seen your insurance contract, but I suspect that for them to pay, they require you to follow the protocols.

 

[Cheburashka]

If you test positive, you are contagious and can infect others. That is all that matters.

A person isn't allowed to loiter outside the ship port or the streets of Orlando for 2 weeks (never mind the absurdity of even trying), and they can't walk home. They're going to have to do something: rent a car or hotel room, or get on a plane, even though they have Covid. Unless you have your own car with you or family living nearby there are no other options than one of those 3.

Don't preach about what someone mustn't do until you can provide a real-world alternative for what they CAN do in that scenario. They are far from home & Covid positive, and aren't welcome at a hotel, able to rent a car, or get on a plane. Hospitals don't admit asymptomatic patients & there is no Hotel Quarantine. So now what?

"Just don't go" or "only go if you can drive" isn't a good response unless you think cruising should be shut down again, because there aren't enough locals & cross-country drivers to keep the ships sailing.

 

[tvguy]

A person isn't allowed to loiter outside the ship port or the streets of Orlando for 2 weeks (never mind the absurdity of even trying), and they can't walk home. They're going to have to do something: rent a car or hotel room, or get on a plane, even though they have Covid. Unless you have your own car with you or family living nearby there are no other options than one of those 3.

Don't preach about what someone mustn't do until you can provide a real-world alternative for what they CAN do in that scenario. They are far from home & Covid positive, and aren't welcome at a hotel, able to rent a car, or get on a plane. Hospitals don't admit asymptomatic patients & there is no Hotel Quarantine. So now what?

"Just don't go" or "only go if you can drive" isn't a good response unless you think cruising should be shut down again, because there aren't enough locals & cross-country drivers to keep the ships sailing.

No, most cruise lines have protocols for this situation. A designated quarantine hotel, with safe transportation provided, or quarantine transportation home provided. There are real world alternatives in place. Like this week with the Queen Mary 2 in New York. Those who tested positive were transported in a medically safe manner to a hotel (the Holiday Inn) that was prepared to deal with quarantined folks.

 

[lanejudy]

Don't preach about what someone mustn't do until you can provide a real-world alternative for what they CAN do in that scenario. They are far from home & Covid positive, and aren't welcome at a hotel, able to rent a car, or get on a plane. Hospitals don't admit asymptomatic patients & there is no Hotel Quarantine. So now what?

There's a lot of mis-information being spread. A Covid-positive person CAN do some of those things... just NOT get on a plane. They can stay in a hotel and they can rent a car; maybe not at all vendors but definitely for some. Anyone traveling needs to do their research and know their options - because there ARE options.

 

[Cheburashka]

No, most cruise lines have protocols for this situation. A designated quarantine hotel, with safe transportation provided, or quarantine transportation home provided. There are real world alternatives in place. Like this week with the Queen Mary 2 in New York. Those who tested positive were transported in a medically safe manner to a hotel (the Holiday Inn) that was prepared to deal with quarantined folks.

DCL does not make those arrangements for guests, and this is a DCL message board. Also, DCL is currently sailing from Florida and Texas, not New York. Florida and Texas are worlds apart from New York, Covid-wise.

This is what I mean about dealing with the actual reality that exists, for a real Disney cruiser who tests positive at Port Canaveral, Miami or Galveston, the places that DCL is actually sailing from this winter. Not a hypothetical scenario about what other lines do and what facilities are available in other parts of the country.

 

[Cheburashka]

There's a lot of mis-information being spread. A Covid-positive person CAN do some of those things... just NOT get on a plane. They can stay in a hotel and they can rent a car; maybe not at all vendors but definitely for some. Anyone traveling needs to do their research and know their options - because there ARE options.

Which hotels? I've searched online and can't find any. I'd be happy to know which ones that a Covid positive person can check into independently (not via the cruise line, as DCL isn't making these arrangements on behalf of Covid positive guests)- all of the hotels I've been to in Orlando do not want Covid positive guests so they wouldn't accept me if I tested positive. I'd also like to know which car rental companies will rent to guests who are Covid positive. Again, I did a Google search but nothing came up. It would be nice if we could make a list here if these places exist in the Orlando area, so that DCL travelers can be prepared to independently find a place to quarantine or a car rental company they can honestly rent from while Covid positive. Right now, that information isn't readily accessible.

 

[tvguy]

DCL does not make such arrangements for guests, and this is a DCL message board. Also, DCL is currently sailing from Florida and Texas, not New York. Florida and Texas are worlds apart from New York, Covid-wise.

This is what I mean about dealing with the actual reality that exists, for a real Disney cruiser who tests positive at Port Canaveral, Miami or Galveston, the places that DCL is actually sailing from this winter. Not a hypothetical situation about what other lines do and what facilities are available in other parts of the country.

I believe this is a CDC requirement.

 

[Cheburashka]

I believe this is a CDC requirement.

DCL isn't doing this. Covid positive guests turned away at the port have to fend for themselves.

 

[tvguy]

DCL isn't doing this. Covid positive guests turned away at the port have to fend for themselves.

Travel insurance varies, but Disney does have protocols in place for those in that situation. Required under the CSO as a foreign flagged ship sailing from a U.S. port.

 

[Kwami]

Travel insurance varies, but Disney does have protocols in place for those in that situation. Required under the CSO as a foreign flagged ship sailing from a U.S. port.

You're just wrong about this. The CSO isn't in effect in Florida due to a court order. The cruise lines are following it voluntarily, or at least most of it. The CSO also expires very soon (January 15, 2022).

In any case, there have been plenty of DCL guests denied boarding and every one of them has said the same thing. Disney hold you for a few hours while they locate your luggage and then they give you a ride back to Orlando. You can tell them where in Orlando (MCO, a hotel, a friend), but that's all you get. Nothing more.

It doesn't matter what other lines are doing in other places. We're talking about DCL.

 

[lanejudy]

I’ve heard DCL will provide a list of hotels who have agreed to accept passengers denied boarding. But that said, I spot-checked Marriott, Hyatt, Hilton, Hampton Inn and Best Western websites and not one specifies that you cannot stay with a Covid-positive. All allude to “local regulations” and there are no such rules in FL. It’s my understanding from speaking with a few hotel managers over the past year that hotels will allow Covid-positive guests to stay, but the guest is to remain in the room and housekeeping will not enter. Most hotels offer contactless check-in now as well.

 

[tvguy]

You're just wrong about this. The CSO isn't in effect in Florida due to a court order. The cruise lines are following it voluntarily, or at least most of it. The CSO also expires very soon (January 15, 2022).

In any case, there have been plenty of DCL guests denied boarding and every one of them has said the same thing. Disney hold you for a few hours while they locate your luggage and then they give you a ride back to Orlando. You can tell them where in Orlando (MCO, a hotel, a friend), but that's all you get. Nothing more.

It doesn't matter what other lines are doing in other places. We're talking about DCL.

I didn't say they would pay the bill. Just that they have a protocol in place just like you confirmed.

 

[Kwami]

I didn't say they would pay the bill. Just that they have a protocol in place just like you confirmed.

I didn't confirm any such thing. I've seen one report from a passenger in Miami that said DCL suggested a hotel, but I haven't seen any reports confirming that DCL has an agreement to take passengers there, or that the hotel would even accept them, and I haven't seen any such reports for Port Canaveral. If you can point me to some, then please do.

 

[princessmommyx3]

I didn't say they would pay the bill. Just that they have a protocol in place just like you confirmed.

I spoke with a friend who tested positive at Port Canaveral and ALL DCL was able to provide them was a ride back to Orlando on a DCL bus. No hotel suggestions at all. No other help whatsoever even when asked. I’m not sure why you are so convinced that they are doing more.

 

[tvguy]

I spoke with a friend who tested positive at Port Canaveral and ALL DCL was able to provide them was a ride back to Orlando on a DCL bus. No hotel suggestions at all. No other help whatsoever even when asked. I’m not sure why you are so convinced that they are doing more.

First I have heard of this. I am on several cruise forums and it is pretty much SOP with other lines with the situation with the Queen Mary 2 the most recent example.

 

[DisneyConvert]

So, sort of related to this subject . . .
Wife and I are planning for the massive Vcvr=>Hawaii | Hawaii=>Vcvr cruises next spring. We have been considering for several Wonder cycles and we booked pre-Pandemic (on the first day we could).

What could go wrong?

Not like driving home from Florida or Bayonne, NJ. Being refused boarding almost anywhere along the way would be . . difficult.

Any suggestions re. CoVid/Trip interruption insurance will be welcome.

FWIW, we are triple-Vax'd (Moderna), are relatively careful, and have not (yet) gotten CoVid.

 

[tvguy]

So, sort of related to this subject . . .
Wife and I are planning for the massive Vcvr=>Hawaii | Hawaii=>Vcvr cruises next spring. We have been considering for several Wonder cycles and we booked pre-Pandemic (on the first day we could).

What could go wrong?

Not like driving home from Florida or Bayonne, NJ. Being refused boarding almost anywhere along the way would be . . difficult.

Any suggestions re. CoVid/Trip interruption insurance will be welcome.

FWIW, we are triple-Vax'd (Moderna), are relatively careful, and have not (yet) gotten CoVid.

Hope for the best, be mentally and financial prepared for the worst. Be insured, and hope you don't need it. Given the history of the last nearly two years, not sure there is any other practical suggestions. Things continue to change drastically on a daily basis even whether Hawaii will lift the current ban on cruise ships

 

[Intr3pid]

I would strongly recommend private travel insurance. Covers a lot more than Disney and we've had excellent responses for questions, changes and cover when we had a cancelled flight and had to book a new flight on a different airlines last minutes (at substantially more) to make our cruise. All additional expenses were covered without questions! We use private travel insurance through our USAA membership.

This is my recommendation as well. You should have insurance cover you the moment you leave home for your travels and all the way till you return - covering any interruption or cancellation.