Narnia_girl
He's not a tame lion, but he is good.
- Joined
- May 11, 2009
- Messages
- 2,559
You can get paid cash through Paypal. You usually accrue your points in real time, though some points take some time to credit. Once you have enough points, you can cash out whenever you want. It takes a few days to get paid. And you can do this all from home.
Each SB is equal to 1 penny and there are different options for cashing out. For the first $25 gift card each month, it costs 2200 SB which is the equivalent of $22. For DH, I cash out each month for a $25 Target gift card. Since he doesn't make as much as me, this is usually it until he has extra saved up over time.
For me, I get the first $25 Target gift card for 2200 SB then I cash out for a Paypal credit at a 1:1 cost. (but I always leave a 2200 SB buffer for the next month). I then transfer the Paypal credit to my Ally bank account and hold the money until I find opportunities to purchase "clean" discounted Target cards. Then I will start using these cards for churning through eBay/Target for extra money. My goal for our 2018 trip is to make no cash investment at all, but rather to use sources of extra income from Swagbucks, Ibotta, etc. So far I have over $600 from saving just a little over 1 month. Not all months will be that good, since I had some lucky income, but I am off to a good start now.
Love your plan for paying off the trip using rewards like this. The only change I personally would make is not keeping that 2200 SB buffer for the next month. People sometimes get banned or their accounts deactivated on SB and they lose their earnings; or they could change the rate/worth of SB on a whim. Like I said, it's just me, but I barely get above 2200 and cash out, then barely get above 2500 and cash out....repeat.