It's true there are quite a few cons for Swan/Dolphin.
We are going to try Dolphin for the first time this year, but we are in a situation that makes it worth it.
We are in NY and S/D are offering 1 free night for every two, so we are going to stay 9 nights for the price of 6, that brings the price lower than a moderate even with the extra service package fee!
We will not be driving, so no car to park.
I will have an AP and will be getting the TIW card, so no need for the dining plan!
And, since the Giants won, we get a free room upgrade!
So, for at least this trip, Dolphin makes a lot of sense.
We have
DVC, but no available points right now, so it'll be Dolphin and then next time, back to my beloved Kidani!