Devastated! I just Cancelled Contract

[Idreamodisney247]

I'm sure many of you may think I'm being silly but I feel as though I am in mourning. Not to mention that the decision to cancel came on the anniversary of my mom's passing. By no means am I suggesting that these two events are in any way the same. But for whatever reason I can't help but feel a true loss. I can't stop crying. I unfortunately had to make the decision to cancel my contract because of a turn of events in my husbands work. He of course is not a Disney Lover like I am so he thought nothing of canceling.

I have been dreaming of being an owner for well over 15 years and I was so proud of myself because i made the purchase totally on my own. I realize of course that because I financed it, it wasn't the ideal situation, but I felt if I worked really hard at it, that I could pay it off in as little as 1 to 2 years.

Well, I first want to thank all of the people here at DisBoards who help put a smile on my face every day by talking about one of my favorite things in the world, DISNEY and for being so genuinely helpful.

The only comfort I feel at this point is that this is the closest I have ever come to being a DVC member and I am confident that I will be one in the near future.

Thanks for letting me share.

 

[axfather]

When you are ready ...you could try a resale...like Sar. Springs....much much cheaper...and you could make an offer very low...all they can say is no...

 

[DizGirl20]

Oh I am so sorry to read your post - I can just feel your sadness. Just take things one day at a time. I know it sounds a little cliche but you never know what tomorrow will bring. I was once in your shoes in terms of worrying about finances. I look back to a few years ago and things were so different for us than they are now. Things will get better, ya hear?!?!

DVC will always be there waiting and so will us DISers

 

[DenLo]

It sounds like you are dealing with a triple whammy, your mother's passing, your husband's changes at work and the lost of your dream, owning DVC. No wonder you are having such a hard time.

Try to count your blessings and think of the happy times. It won't be easy, in fact it will be really hard to do, but perhaps it will help you realize there is always a chance to live your dreams in the future. And now there are other things in your life that are good.

And when the money situation improves you could always consider resale as those prices are usually better than buying direct. With a will there's a way.

Good luck to you and yours. Take care of yourself.

 

[BEASLYBOO]

I understand wanting something so bad that it's all you can think about and the disapointed that comes when it doesn't work out. Hang in there, hopefully better times are just around the corner and you can try again! Best of luck to you!

 

[Erin12303]

My husband and I were DVC members and had to sell our BCV and VWL points a few years ago due to a financial issue after a death in the family.
We just bought back in (only 50 pts) this month at VWL.
Hang in there.
When things are heading in the right direction again, give it another go.

 

[wildernessDad]

It's a major purchase. You did fine. Just do it, if you want, when the time really feels right.

 

[MarshallMoore6]

DVC will always be around. Buying a resell is something worth checking.

 

[Tigger031266]

DVC will always be there for you to buy. I understand the emotional attachment.

Take care of priorties. You did the absolute best thing for your family.

 

[bumbershoot]

I'm sorry about the sad anniversary. Every year the anniversary hits me nearly the same, so I definitely feel for you.

but I felt if I worked really hard at it, that I could pay it off in as little as 1 to 2 years.

So once things calm down with hubby's job, just start putting that money aside like it was a payment. Our payment is 226 and change, and lots of it is interest right now. But while you save, it's all towards principal. So you'll get quite a bit more traction with saving! As you can, bump up what you save. And soon you'll have the purchase amount!

 

[BBG-BLT]

Many hugs and so sorry

 

[JimMIA]

Did you rescind before closing, or did you actually purchase and then have to give the contract back to DVC?

If it's the latter, that's a tough decision. But it was undoubtedly the right decision.

Sorry this happened, but DVC will be there when you are ready again.

 

[ILuvMulan]

As much as we all love DVC, it is a Luxury! Take care of your family first and once things settle back down with the job situation try again. Here's hoping it is very, very soon!Best wishes!

 

[Idreamodisney247]

Did you rescind before closing, or did you actually purchase and then have to give the contract back to DVC?

If it's the latter, that's a tough decision. But it was undoubtedly the right decision.

Sorry this happened, but DVC will be there when you are ready again.

We rescinded just before closing. Our guide was wonderful throughout the whole process. I highly recommend her.

 

[pinnocchiosdad]

When the time is right, make your purchase via a resale. You will most likely end up buying for less than if you didi today.

 

[JimMIA]

We rescinded just before closing. Our guide was wonderful throughout the whole process. I highly recommend her.

Good -- that's the best worst-case scenario. At least you didn't lose any money.

 

[Sammie]

You can find plenty of members wanting to rent. I think you made a wise decision.

As others have said later if things look more comfortable it will be still be there.

 

[omalley1118]

Mourning and grief does not have to be for a "death" only. This is the death of a dream--or at least a postponement of a dream. Things have a way of working out, one way or the other. I wish you luck!!!

 

[Hunclemarco]

We've been there, and still are to some degree. But i guarantee you that you made the right decision... as everyone else has said, the right time will come and you'll feel more secure about your future purchase! Till then we can rent points and enjoy DVC that way.

 

[CocosMeme]

I am so sorry for your sadness. I can tell you from experience that feeling so down on the date of your Mom's passing is very normal and it gets better with time. I still miss my Mom every day but do not cry anymore on her death anniversary (it has been 10 years). I know she had a good life, loved deeply and was loved back, and is in a better place. As for your other issues - you did the right thing for your family. DVC will definately still be around when you are ready. Remember that the purchase is only part of it - you still have maintenance fees every year, and if you rent points you do not! If you truly want it it will happen. My DH was not a big Disney lover until we bought DVC. Now he can't go often enough! He loves the non-commando trips. He is happy just to hang out at the resort!