Debit Card Cloned

luke

Señor Mejor
Joined
Mar 20, 2006
Messages
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Just had my mum on the phone to say that when we were in Orlando for my wedding in October, someone cloned her debit card and used it to make around $1500 in purchases!
Luckily it was an account they set up to use over there as it doesn't charge commission for purchases in dollars, so only left £1 in it when they got home - meaning technically the money has been stolen from the bank (they rang asking why the account was £1000 overdrawn!) but she has got British fraud squad involved.
Also the purchases were made in February so she can obviously prove that she was nowhere near the Lake Buena Vista area at the time so she should be ok.

She only used the card at Coffee Republik and Shula's Steakhouse (our wedding meal) so it was more than likely one of these (common sense dictates the coffee shop but obviously I can't blame either).

Sorry for the rant, just had to vent a little and it's horrible when reality hits home like this :(
 
I had mine cloned last year - £2000 all spent in Mexico :goodvibes They had a good old spend in the big department stores, went for pizza and then the cinema :confused3

I have no idea how they got my details as I thought I was a safe shopper - never use my debit card online etc.

Just had to prove I had not been in Mexico :lmao:
 
Sorry to hear that. My credit card was cloned twice, but luckily they were able to take off the charges.

I have no clue how or when they cloned it.
 
That happened to me too. And they caught the person by letting them charge something after the reported fraud. I was out about 1500 from my personal checking account. Ouch!!! Mine was being used in California.
 

Oh what a pain :sad2:

It's such a hassle, DH's CC had some unusual activity and the CC company called to check it out. Some were his but a couple were not, you then have to wait until they send out a new card :mad:

You'd think with chip & pin it would be safer, but I guess there are places that don't have that yet.

Northampton was actually where they trialed chip and pin a few years back, we must be totally average here :lmao:
 
My aunt just sent me a forward about this via email. Apparently this is happening at alarming rates and its no surprise considering the economy is in the dumps. People are even using the camera on their phone to take pics of your credit card numbers. I have copied and pasted the email below:

> > SCENE 1.
> > This is a new one.

> > People sure stay busy trying to cheat us, don't they?

> > A friend went to the local gym and placed his belongings in the locker.
> > After the workout and a shower, he came out, saw the locker open, and thought to himself, 'Funny, I thought I locked the locker.'


> > Hmm, He dressed and just flipped the wallet to make sure all was in order.

> > Everything looked okay - all cards were in place. =0
D

> > A few weeks later his credit card bill came - a whooping bill of $14,000!

> > He called the credit card company and started yelling at them, saying that he did not make the transactions.

> > Customer care personnel verified that there was no Mistake in the system
> > and asked if his card had been stolen.

> > 'No,' he said, but then took out his wallet, pulled out the credit card, and yep - you guessed it - a switch had been made.

> > An expired similar credit card from the same bank was in the wallet.

> > The thief broke into his locker at the gym and switched cards.

> > Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

> > How much did he have to pay for items he did not buy?


> > $9,000! Why were there no calls made to verify the amount swiped?


> > Small amounts rarely trigger a 'warning bell' with some credit card companies.

> > It just so happens that all the small amounts added up to big one!


>

> SCENE 2.

> > A man at a local restaurant paid for his meal with his credit card.

> > The bill for the meal came, he signed it,and the w
aitress folded the receipt and passed the credit card along.

> > Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person.

> > He called the waitress and she looked perplexed.

> > She took it back, apologized, and hurried back to the counter under the watchful eye of the man.

> > All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.

> > No exchange of words --- nothing! She took it and came back to the man with an apology.

> > Verdict:

> > Make sure the credit cards in your wallet are yours.

> > Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.

> > Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.


> > FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

> > SCENE 3:


> > Yesterday I went into a pizza restaurant to pick up an order that I
had called in.

> > I paid by using my Visa Check Card which, of course, is linked directly to my checking account.

> > The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure.

> > While he waited, he picked up his cell phone and started dialing.

> > I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary. Then I heard a click that sounded like my phone sounds when I take a picture.

> > He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

> > Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.

> > It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing.

> > He set his phone on the counter, leaving it open.

> > About five seconds later, I heard the chime that tells you that the picture has been saved.

> > Now I'm standing there struggling with the fact that this boy just took a picture of my credit card.

> > Yes, he played it off well, because had we not had the same kind of phone, I probably would never have know
n what happened.

> > Needless to say, I immediately canceled that card as I was walking out of the pizza parlor.

> > All I am saying is, be aware of your surroundings at all times.

> > Whenever you are using your credit card take caution and don't be careless.


> > Notice who is standing near you and what they are doing when you use your card.

> > Be aware of phones, because many have a camera phone these days.
 
My aunt just sent me a forward about this via email.

http://www.snopes.com/crime/warnings/cardscams.asp

e-mail is an Urban Legend, with status of possible, but not common.

More common is the use of a "skimmer" that records information from the magnetic stripe on the back of your card. Information is sold across the internet to somewhere where it is re-recorded onto a blank card. The new card is usually tested first at a gas station pump. If purchase succeeds, the next purchase will be much larger.


-Paul
 
We had our Visa card 'cloned' as well in Dec of 2007, and our parents had their AmEx cloned the same trip. Both of our card numbers were used to purchase gasoline...hundreds of dollars worth, and ours was used at a restaurant at Universal. Thankfully, the credit card companies took care of the charges, however, I made sure I contacted Disney security as well to report the incident. The only common place we used our cards was at the SSR desk at check in. They took a report, and although I am not sure what has happened since, I felt a bit better hoping it would be looked into by Disney.

So, long story short, I would contact Shulas and the coffee house and inform them of the fraudulent charges made to your card number after that was the only two places the card was used. Sorry that happened to you guys!
 
http://www.snopes.com/crime/warnings/cardscams.asp

e-mail is an Urban Legend, with status of possible, but not common.

More common is the use of a "skimmer" that records information from the magnetic stripe on the back of your card. Information is sold across the internet to somewhere where it is re-recorded onto a blank card. The new card is usually tested first at a gas station pump. If purchase succeeds, the next purchase will be much larger.


-Paul

Regardless of whether or not the email is an urban legend, people's credit cards still continue to be stolen...thanks for bringing that to our attention though.
 














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