About how long is it taking to earn Disney Dollars?
If you do the Daily Clicks, the Searches, and post to the 4 main Forums each and every day in addition to doing the Weekly clicks you should be very near, if not exceed, having earned points to equal $10.00 per month. You can only cash out quarterly so that would be $30.00.
Kris has mentioned that she is considering raising the redemption level but from what was mentioned earlier it didn't appear to be unreasonable. Even if they are raised DA is the fastest earner of all the programs I do.
How are they on payouts (do they do them within the time frame they specify, or do you wait forever)?
I've never cashed out so I don't think it would be fair for me to comment one way or the other.
However, Kris has said that she can't pay-out if she isn't getting paid. She has in the past paid out of her own pocket to make-up for sponsors who didn't pay her. On her site is a section that you can click daily without earning points for yourself. The points go to DA so there is a reserve in case she runs into that situation again and also helps to keep the redemption level low.
If I've done this right you should be able to read various posts at the DA Forums and see what members have to say. If you need a log-in or password to join the DA Forums it's Kristi.
http://pub72.ezboard.com/bdisneyawards
I don't know how to make clickable links so you'll have to do the old copy and paste. Sorry about that, I'm not much of a computer wiz.
Hope I was of some help!!