Cruise insurance

[Lauralaylin]

I just discovered that since I paid off my Disney cruise a few days ago, I cannot get insurance through them. I had been planning on buying my insurance through them (and am rather annoyed at my agent for not asking me about this, I thought it was a part of the package she gave me), so now I'm at a loss. Who do you by through? Our cruise sails in mid-January, and the reason I want it is just in case someone has a stomach bug that prevents us from getting onto the boat. Does anyone have any suggestions for me?

 

[Sparkie]

I havent used them but Insure My Trip is usually mentioned. And when I looked it seemed that their price and coverage was the same as what Disney offered. I usually dont purchase the insurance but I did for 2 of my booked rooms. I am second guessing and think I should just add for the third room. Did your agent imply that you could have added the insurance prior to the final payment?

 

[Lauralaylin]

Yes, she said that I could have added it until we paid off the balance. And here I thought I was being good by paying it off a few weeks before it was due! lol Thank you for the suggestion too, I will look into Insure My Trip.

 

[shelbell77]

Disney insurance is not the ideal trip insurance anyway so there's not a huge loss in missing that. There are plenty of reputable travel insurance companies who provide much better coverage. Personally I like Allianz, but as previous poster said Insure My Trip will give you some options.

 

[SuzanneSLO]

Yes, she said that I could have added it until we paid off the balance. And here I thought I was being good by paying it off a few weeks before it was due! lol Thank you for the suggestion too, I will look into Insure My Trip.

Any chance you paid with a credit card that includes trip cancellation insurance? We had to cancel a cruise at the last minute due to gastrointestinal issues and we received a full refund through the insurance provided by Chase Sapphire Preferred. -- Suzanne

 

[bumbershoot]

Yes, she said that I could have added it until we paid off the balance. And here I thought I was being good by paying it off a few weeks before it was due! lol Thank you for the suggestion too, I will look into Insure My Trip.

If you want Disney insurance, ask her again. I thought it was at the official PIF *date*, not just the date you happened to pay in full.

 

[VFL]

We have purchased through Allianz twice. Thankfully, never had to actually use it but they offer it free for kids under 18 and a few different coverage levels.