Credit & DVC Purchase?

[jane of the jungle]

Quick question for all you experts.
When you sign mortgage docs and fill out credit form do they actually run a credit check? We are in the proccess of purchasing a condo in addition to our home and I had noticed that my original DVC purchase did not show up on my credit report.
We are adding on 100 pts and don't want anything else to show up on a credit report before we settle. FYI: we are already preapproved for the loan via computer, but the paperwork still has to make its way to the lender. Any thoughts? Should I ask for an extension on the add on? I already have paperwork. Thoughts? Suggestions? Thanks!!!

 

[Maistre Gracey]

We just added 130 pts at VB. My guide said they won't even look at it as long as your account is current. It's just something to have on file. I would imagine it has to do with one's payment history with DVD.

 

[jane of the jungle]

I had a feeling this was true. Any other thoughts out there?

 

[KathyR]

My understanding is that they do NOT put anything on your credit report unless you specifically ask them to do so. Also, they do NOT check your credit w/an add on.