Hi Gang
We've been using the Starwood Mastercard for SPG points. Honestly it's the best program we've seen for helping with costs at WDW. For us, we've stayed at the Swan and Dolphin and really enjoy staying there. With this Mastercard you gain SPG points that go towards free nights or upgrades at a Starwood property. We now have close to 40,000 points for our next trip and that will give use 5 free nights at the Swan or Dolphin. Nice!!
For us to just go and book 5 nights at the Dolphin would cost easily $1000-$1500. So it's well worth it.
Just another option.
Andy