I agree with you Dave. We got my daughters 3 year old pictures taken a few weeks back at JC Pennys and they will allow you to download digital copies of the pictures from a website for 5.00. The pictures are a low resolution and would not be suitable for printing anything much bigger than a wallet size picture but it is nice to have a digital copy of all of the pictures, even the poses we didn't have made into prints.
I thought this would be a great option with the Disney pictures. They could offer them in a low enough resolution that they did not affect their other business but good enough people could e-mail them, etc.