I don’t think everyone who isnt concerned about resale value intends to keep forever…but rather that they see whatever resale value exists as a bonus when and if they want or need to sell.
When we bought, we could give our contract away at 10 years and still have enjoyed our
Disney vacations for less than cash. If we sold at 50% ourchsse price, we were in the good at just 5 years.
If we had to see prior tbat, it would mean something else unexpected was going on and how much we got back would probably be the least of our concerns,
I have bought and sold a bit and now own RIV…direct and resale. Based on the benefit of trips I have gotten out of those points, I could sell today at a loss and still come out ahead.
I just think there are too many variables in the market and in the control of DVD that expecting or even needing to get X back can be risky, The one thing we do know is that as long as WDW excises, and cash prices exist,
DVC contracts will sell for more than $0.
But, I do get that for some they cant accept resale restrictions snd the potential impact it might have.