Confusing myself with numbers.

[Maliki2]

So our use year will be DEC at AKV. We will get our 100 pts on Dec. 2008.

So thats 100 pts for 2008

Another 100pts that we can borrow on Dec 2009.


Is there anyway for us to score 205 pts?

The way I'm looking at it, its not possible. Am I right or confused?

 

[KAT4DISNEY]

So our use year will be DEC at AKV. We will get our 100 pts on Dec. 2008.

So thats 100 pts for 2008

Another 100pts that we can borrow on Dec 2009.


Is there anyway for us to score 205 pts?

The way I'm looking at it, its not possible. Am I right or confused?

When are you planning to go?

If you are planning on making a reservation prior to Nov 30, 2009 then you will have 200 points to use with borrowing. If you are planning on after Dec 1, 2009 then if you banked some of your 2008 points you would have those plus your 100 from 2009 and could borrow up to 100 from 2010.

 

[vicki_c]

You don't "get" your 100 points in December. They're already there -- it's just a matter of whether they will be in your current use year (meaning same use year as your trip) or whether they will be in your next use year and you will need to borrow them, as the PP explained.

 

[fadedgirl]

Did you just purchase recently? If so, you can call your guide & change your purchase amount to 103 points, or 105 points, if you don't mind spending the few extra $$$.

 

[Maliki2]

When are you planning to go?

If you are planning on making a reservation prior to Nov 30, 2009 then you will have 200 points to use with borrowing. If you are planning on after Dec 1, 2009 then if you banked some of your 2008 points you would have those plus your 100 from 2009 and could borrow up to 100 from 2010.

We are looking at our first trip for Dec 2009.

So our use year is Dec. So if my calculation is right. 100 pts for Dec 2008, 100 pts for Dec 2009 and have to borrow like 5 pts or whatever from Dec 2010. Which would give me the needed 205 pts for what we are looking for at AKV. Does this sound right?

 

[5forDiz]

Yes. You must bank you Dec 2008 UY points into Dec 2009 UY by latest July 31, 2009 so be sure to contact MS regarding this.
If you are calling MS in January 2009 to take advantage of your 11 month Home Resort booking window you can take care of this then.

Wishing you & your family many happy DVC memories in years to come

 

[drusba]

Yes, if trip is Dec 09, you will be going during that use year. You can use the Dec 09 points, bank Dec 08 points and borrow 5 from Dec 2010 year for that trip to get 205 points total. Note highly advised for a Dec trip to call exactly 11 months out as that is a high demand DVC time. Thus when you call in Jan 09, you can first bank the 08 points and then immediately reserve the Dec 09 trip with those points, 09 points and borrow 5 from 2010.

 

[Maliki2]

Thanks everyone! I think sometimes I don't have the pts all figured out, and some days I do. I think I create more confusion for myself!!

 

[LisaS]

We are looking at our first trip for Dec 2009.

So our use year is Dec. So if my calculation is right. 100 pts for Dec 2008, 100 pts for Dec 2009 and have to borrow like 5 pts or whatever from Dec 2010. Which would give me the needed 205 pts for what we are looking for at AKV. Does this sound right?

Yes, that is correct.

With a Dec Use Year:

Your 2008 points are valid for stays from 12/1/2008 - 11/30/2009
Your 2009 points are valid for stays from 12/1/2009 - 11/30/2010
Your 2010 points are valid for stays from 12/1/2010 - 11/30/2011
etc. until the end of your contract

If your trip dates are in Dec '09, that falls within your 2009 Use Year. You can use 2009 UY points for that stay because they are valid for stays that cover your travel dates. If you bank your 2008 points, they will be valid for stays from 12/1/2009 - 11/30/2010 so that will give you a total of 200 points available for your travel dates. Since you need more than 200 points, you can also borrow points from your 2010 UY. Any points borrowed from 2010 will be valid for stays from 12/1/2009 - 11/20/2010.

Just be aware that banking must be done no later than 8 months into your use year. You must bank the points before you make the reservation because MS can't use them until they are moved into the correct UY for your travel dates. Also, banking and borrowing are final transactions. If you bank/borrow points and later cancel the reservation, those banked/borrowed points remain in the UY into which they were banked/borrowed. They cannot be put back into their original Use Year.