I just called Columbus Insurance and even more worried than before. Am kicking myself as I meant to book this insurance last week.
I have 2 trips booked, a week in Majorca in 4 weeks time and 3 week to Orlando from 3rd August. They said that if I booked annual insurance today, I would not be covered for ash cloud for either trip!! Infact, as there is an ash cloud event going on at the moment, I wouldn't be covered for the entire time of the policy! Therefore they actutally agreed that there is no point booking an annual insurace at this time.
I actually already have annual insurance with my bank but it doesn't cover strikes and I was worried about potential of Virgin strike. Wasn't even thinking about ash cloud. Have to pay for holiday in a few weeks. Just very angry with myself for not getting this all sorted earlier.
Anyone find an insurance company that will cover you for August trip now?