We put everything we can on our Disney VISA so when we go to Disney (usually alternate years) we have around $500+ to put towards food. It's kind-of like our own dining plan, only we can eat and drink what we like! I also take advantage of the dining discount at the different restaurants that offer it. It's not huge, but a savings nonetheless. I usually print out a screen shot of the page from VISA that tells what restaurants offer discounts as well as the text saying that these restaurants offer the discount when using both the credit card OR the rewards card. Server at The Wave tried to tell me that they only offered a discount if you were paying by credit card, not with rewards... but I had the actual text, showed it to her manager, and they gave me the discount!