Twilight Terror
DIS Veteran
- Joined
- Aug 5, 2006
- Messages
- 1,715
My sister has become the victim of 21st century crime - CC cloning. 
Mine's been cloned in the past, but never my sister's. Thankfully, she has a good bank. They took her precise holiday dates from her before we left, so they called her today when transactions still kept appearing from the US, which was after her departure date.
Turns out someone was very crafty, because no alarm bells were rung at the bank until after we returned to the UK! While we made a couple of internet purchases a few days before we left, nothing started appearing on the card until the first time she used it in Florida - the day we checked out at SSR.
Then boom! Someone started having fun with her card details! All the transactions were very sneakily made within Florida, and only a few hours drive away from Disney, straight up the I-4, so it didn't look suspicious. Had transactions started appearing in CA, then that might have raised a few eyebrows, but everything went undetected.
The most annoying thing is we checked her balance before we purchased our extra DVC points, and the balance was higher than we expected, but we had checked into OKW a few days before and been given a $1500 spending limit on our room keys. We just assumed the balance was higher than expected because they put a hold of $1500 on there, like the car rental company did. Had we stopped to check the last few transactions at that point, we would have seen what was going on. Oh well, lesson learned I guess!
While SSR had her card from check-in, the first time her card was used all holiday was check-out from SSR, where they charged our remaining bill to it! I guess the point of this post is to watch your card(s) carefully!! Abroad, and while at home, because it can happen anywhere! Also, if you have the opportunity to check your balance, do so and often!
Mine's been cloned in the past, but never my sister's. Thankfully, she has a good bank. They took her precise holiday dates from her before we left, so they called her today when transactions still kept appearing from the US, which was after her departure date.
Turns out someone was very crafty, because no alarm bells were rung at the bank until after we returned to the UK! While we made a couple of internet purchases a few days before we left, nothing started appearing on the card until the first time she used it in Florida - the day we checked out at SSR.
Then boom! Someone started having fun with her card details! All the transactions were very sneakily made within Florida, and only a few hours drive away from Disney, straight up the I-4, so it didn't look suspicious. Had transactions started appearing in CA, then that might have raised a few eyebrows, but everything went undetected.
The most annoying thing is we checked her balance before we purchased our extra DVC points, and the balance was higher than we expected, but we had checked into OKW a few days before and been given a $1500 spending limit on our room keys. We just assumed the balance was higher than expected because they put a hold of $1500 on there, like the car rental company did. Had we stopped to check the last few transactions at that point, we would have seen what was going on. Oh well, lesson learned I guess!
While SSR had her card from check-in, the first time her card was used all holiday was check-out from SSR, where they charged our remaining bill to it! I guess the point of this post is to watch your card(s) carefully!! Abroad, and while at home, because it can happen anywhere! Also, if you have the opportunity to check your balance, do so and often!
