Car Insurance

[dor1]

Ive got a car booked through Avis which includes the following-Additional liability insurance-Third party liability-loss damage waiver.Everyone who i speak to seems to buy more insurance when they pick the car up.Please can anyone advise me on what other insurance is needed and whether its worth buying it.Thanks in advance

 

[GO2209]

Personally I tend to prebook all the insurance coverage needed - The Virgin Gold/Platinum all inclusive package (or similar offered by Dollar, Alamo, Airline Network etc).

I think all rental cars in Florida come with a bare-minimum insurance, required by law. However, this fall somewhat short of 'real world' eventualities.

CDW/LDW is the basic top-up. This protects you from having to pay the cost for damage to your car. Eg, you come back to the car park and find someone has driven a truck into it! (I have actually seen this happen!!!)

SLI/EP is a supplementary or top up insurance which brings the protection from third party claims up to $1m or more.

I think the only other insurance I have normally seen is PAI - Personal Accident Insurance. However, this is usually unneccessary as your travel insurance should provide sufficient cover.

SLI and LDW are very much advisable. PAI - expensive and not required.