Don't make my mistake. I just rented on hotwire with my amex card. I always
make the reservations -- my husband does the driving.
When I called amex to find out what our insurance coverage was I was told that
since the reservation was put on my card not my husband's, same account but different numbers, I was considered the primary driver as far as insurance goes. As I understand it we will now have to add him ($65) for him to be covered.
I wish I could go back and change the charge with hotwire but as I understand
it everything is final. So just a heads up to you. Marie