Canceling after banking deadline?

[JFox]

My banking deadline is 7/31. We have a trip planned for October. ***IF*** I had to cancel this trip after 7/31 do the points have to be used this year since my banking deadline has passed?

 

[Marionnette]

My banking deadline is 7/31. We have a trip planned for October. ***IF*** I had to cancel this trip after 7/31 do the points have to be used this year since my banking deadline has passed?

Yes. They would have to be used before the end of your current UY. Since your banking deadline is 7/31, you must have a Dec. UY, so that would not give you much opportunity to use those points. If I had a Dec. UY and had to cancel an October trip, I would try to rent the reservation out. It's a high-demand period, I'm sure that it would go.

 

[erionm]

MS will typically make a "once in a lifetime" exception to the banking deadline.

 

[KAT4DISNEY]

MS will typically make a "once in a lifetime" exception to the banking deadline.

However typically is the key word - there is nothing guaranteed about that. It's nothing to be relied upon except in some sort of emergency or general mistake in forgetting to bank. If one knows the deadline and can otherwise cancel and bank then that is the route to take.

 

[alisonslp]

MS will typically make a "once in a lifetime" exception to the banking deadline.

I have only heard of this when a member forgets to bank within a few weeks of the banking deadline. I am doubtful they will do this when canceling a reservation and wanting to bank the points. But certainly doesn't hurt to ask if one finds themselves in that position