Can you buy less than 150 initial points on resale?

[vettechick99]

We are renting points in October so I can get a feel of the DVC resorts. If we like it, I'd be interested in buying some resale, but not sure I want to invest in 150 pts at this time. Can I buy 50 or 100 and work off that til I need to add more (its just me and fiance, so studios work fine 'til we have kiddos).

Thanks a bunch!

 

[JessetheCowgirl]

Yes, but not through Disney.

If you go through the timeshare store or another source, you can become a full-fledged owner by purchasing any size contract.

Good luck with your decision!

 

[vettechick99]

just what i wanted to know! thanks!

is there any added expense to doing it in chunks instead of all at once?

 

[poohnpiglet3]

First off, that is a beautiful picture... just like a story book!

Yes, there is a bit of added cost. It's about $500 to close through a resale. You also have to worry that you won't be able to get the same use year with adding points a little at a time.

Buy what you can now and look at it as an investment of your time - your future vacation time! When kids come along I bet you'll want more as they get older, but you've got a while till then (most likely!)

$500 in the grand scheme of things isn't a huge amount of cash (even on our tight budget) and if you can buy into DVC now and have wonderful vacations until you add to your family, then you'll most certainly be so glad you did!!!

Sherri

 

[CapeCodFam]

we bought into DVC via a resale from Jaki at www.atimeshare.com. It was a decision that we are very happy with and highly recommend it. It all depends upon which resort you want to call home. If you can afford the 150 and really want Saratoga Springs, buy direct from Disney. If you want a different resort, buy resale.

Be aware, though, that you will incur closing costs for each resale. Costs could be in the $300-$500 range. It adds $8-$10 per point on a 50 point contract. Multiple closing costs can really add up. Also, a resale usually means you will re-imburse the seller for the current years maintenance fee.

If you can only swing 50 points, do it. You can always bank/borrow and go every 2-3 years. You'll also be able to add small contracts from Disney once you are a member. Since Disney does not charge closing costs, it may be cheaper per point to add from disney.

Best wishes on your decision.