If you eat at a lot of table service restaurants while at Disney and are able to purchase this card, GET IT!!! We purchased annual passes this year with the new DVC discount and planned two WDW trips within the year, so we were ableto get DDE. I think we paid for it within the first meal or two of a week-long trip. And there is no other discount as good for food at Disney. It's accepted at nearly every restaurant and covers your entire party (up to some reasonable number, I believe). I haven't looked at the Dining plan breakdowns to see how much you're typically saving with that, but if you want more options and flexibility than that allows, go with the DDE. Particularly if you're big wine drinkers like us. That 20% off applies to alcohol, too!