CAD almost 81cents on the USD today

What do you mean "a pull back"?

I can still buy from RBC for $100 CDN = $80.59 US

Peak mid-market rate yesterday was .8290, down to about .8240 currently. Given the volatility of currency markets though, personally I wouldn't call that a "pullback", just normal day-to-day fluctuations.

I made a payment on a cruise a couple of days ago. It posted yesterday at 1.2417 (0.806) on my no-forex Visa. Which actually is not that great, considering the spot rate yesterday. Looks like Visa's rate for the day was a little inflated. Still, better than paying that plus another 2.5% to the credit card company.

That's quite a good bank rate, by the way. Slightly better than the rate I'm seeing from XE, which is usually a bit better than the banks. The local currency exchange place is sitting at 80.9, and they have the best retail rates I've been able to find.
 

$100 cdn = $79.15 us on RBC currency converter today.

I was just about to buy some us money this weekend, but now that it has dipped back under $80 I think I might wait again...ugh
 














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