Buying resale contract vs. renting points -- where is the cutoff?

[Adam723]

Not quite sure I understand what you mean that you paid equivalent of $22/pt for a Boardwalk contract, please explain.

I agree on the $130/pt price for BCV. I think the cutoff for BCV/BWV should be about $120/pt given the 2042 expiration, and only then should it be more about convenience than the math.

You take your upfront cost + dues until 2042 (You need to estimate this. I use 4.5% increase per year). Take this number and divide by the number of points total you will get in the life of the contract.

 

[cruisehopeful]

I know that my take on this is very unusual, but I would never buy DVC unless I was comfortable with the possibility that it could be worthless on resale.

Same with me. I only bought thinking of it just like any vacation that doesn't pay me back later. I plan on using it and the thought of getting anything back from it never entered my Mickey Math.