Buying points from The Timeshare Store. Need finance opinions, please!

[Stacyabc]

We are current DVC members who want to add on. We purchased our original contract from Disney. However, we are thinking about purchasing a resale from The Timeshare Store. We want to finance this contract and the companies they list as options are Monera, Timeshare Lending and Lightstream. Couple of questions:
1. Have you financed with any of the 3 companies they mention?
2. If so, how did the process go?
3. Would you do it again or not? Why?
4. Anything we should watch for?

Please share any thoughts and opinions so I can decide what we should do!

Thanks and Happy Disney to you all!

 

[DVC Doctor]

I would go with the lowest interest rate or buy a lower priced contract for all cash (if possible)

Sometimes, it is better NOT to buy and just transfer or rent points as needed as you are already a member.

 

[lgpav1]

We used the Timeshare Store and Monera on our purchase. It went smoothly, no issues with either and would use both again, if we were to add points to our current DVC Membership. We worked with Scot at Timeshare Store and Sandra at Monera.

 

[smcabee]

We applied with Timeshare lending and Lightstream when we did our resale. Lightstream ended up winning due to lower overall costs over the life of the loan based on our credit score. It was very easy got approved same day for both and no issues what so ever thus far.