Budget Buster--Theft

[NCRedding]

Our latest budget buster. DH collects rent for some family members. Against my wishes, he closed the rent account (the bank charged a fee is the average balance went below $1000). He thought it would be a great idea to operate on a cash basis. He also thought it would be a great idea to leave the money in his car.

Last week, apparently, thieves walked up and down the street opening car doors and going thru them. Jackpot at our house...$750 in cash, all gone.

Can you tell I'm just a little peeved at DH (and let's just say the "D" isn't for dear).

Homeowners deductible is $500 so we could get $250 back, but I don't plan on filing since it is such a small amount and I hate to red flag our account with little claims.

 

[illuminationsfanatic]

I have no advice, but I'm so sorry this happened to you.

 

[weewuvvdisney]

I'm right there with you about dh not meaning dear husband.

My dh rode his new bike to the library (just bought for $564.00 CDN taxes included). He saved about $150.00 pre-tax. He locked his bike, went into the library to come out and find it missing...........He took the bus home.

Did he report it to the library - NO! Did he report it to the Police - NO! He figures he's not going to get it back so why report it? GRRRRRR!

Our deductible is also $500.00


Some days.................

 

[kathie859]

My long dead FIL was a "cash" sort of guy. He'd keep cans of money in oddball places in his house. It drove me nuts!

OP, I hope you can find a bank/savings and loan/credit union/online bank that doesn't charge you an arm and a leg in service fees so this never happens again.

 

[IndianaPrincess]

I'm right there with you about dh not meaning dear husband.

My dh rode his new bike to the library (just bought for $564.00 CDN taxes included). He saved about $150.00 pre-tax. He locked his bike, went into the library to come out and find it missing...........He took the bus home.

Did he report it to the library - NO! Did he report it to the Police - NO! He figures he's not going to get it back so why report it? GRRRRRR!

Our deductible is also $500.00


Some days.................

Our bikes were stolen a few years ago and everyone laughed that I called the police because they weren't worth much at all and it was a lost cause. I knew that the only way to increase patrols in your neighborhood was to report crimes! Plus I was the only one laughing when I got a call from the police that an amazing person had brought our bikes in after someone sold the bikes to them on the street for super cheap.

 

[msmayor]

Our latest budget buster. DH collects rent for some family members. Against my wishes, he closed the rent account (the bank charged a fee is the average balance went below $1000). He thought it would be a great idea to operate on a cash basis. He also thought it would be a great idea to leave the money in his car.

Last week, apparently, thieves walked up and down the street opening car doors and going thru them. Jackpot at our house...$750 in cash, all gone.

Can you tell I'm just a little peeved at DH (and let's just say the "D" isn't for dear).

Homeowners deductible is $500 so we could get $250 back, but I don't plan on filing since it is such a small amount and I hate to red flag our account with little claims.

Actually, you'd probably get nothing back. I don't believe that homeowner's will cover cash not properly secured, as there is no way to prove that it was there. No receipts, like there is for personal property.

Otherwise, anyone who suffered a theft could claim that they had cash laying around and see a nice windfall.

"Of course I had $1500 at my house. Doesn't everyone?"

 

[bdoyledimou]

We had a $600 camera disappear off my office desk while some movers were in.


I know without a doubt that it was one of the movers, but we didn't notice the loss for 3 weeks, as we only take the camera out for "special events". SO and I both work from home, and live out in the edge of nowhere, and don't have many visitors. They were the last people to be in the house, since the last time we used it (the night before they arrived to record my daughters Dance recital.

While having to purchase another camera really sucks, the part that sucks is that the Dance recital was on the memory card in the camera, and that is irreplaceable.

(and yes we know we brought it back home, as we watched the video in the morning)

 

[NCRedding]

My long dead FIL was a "cash" sort of guy. He'd keep cans of money in oddball places in his house. It drove me nuts!

OP, I hope you can find a bank/savings and loan/credit union/online bank that doesn't charge you an arm and a leg in service fees so this never happens again.

That's the part that infuriates me most. He could have used our credit union; he just didn't want to deal with the extra paperwork and going a little further than the first bank.

 

[NCRedding]

Actually, you'd probably get nothing back. I don't believe that homeowner's will cover cash not properly secured, as there is no way to prove that it was there. No receipts, like there is for personal property.

Otherwise, anyone who suffered a theft could claim that they had cash laying around and see a nice windfall.

"Of course I had $1500 at my house. Doesn't everyone?"

We have sufficient proof of the cash according to our agent with whom we've already spoken.