Borrowing Question, Please Help...AGAIN

[js]

Hi.

Now that the 50% rule has been lifted, I seem to be back to my old self of constant borrowing LOL

Please let me know if I can do the following:

September UY - 420 Points

September 2022 - 0 Points
September 2023 - 202 Points
September 2024 - 420 Points
September 2025 - 420 Points

If I book GF one bedroom for October 8-14, 2023 it is 266 points.
I can use the September 2023, 202 points and borrow from 2024.
If I book GF studio for October 14-21, 2023, I can borrow 158 points from September 2024.
Is above correct?

This will leave me 198 Points in September 2024.
If I book for February 2024, I can use the 198 Points from above. Is this correct?

Then, if I book for September/October 2024, I can use the September 2025 points. Is this also correct?

I just want to make sure. However the above scenario was my life before the 50% borrowing rule LOL

Thank you very much!

 

[Sandisw]

October 2023 trip falls in your Sept 2023 UY...so you can use the 202 2023 points and borrow from 2024 UY to finish that reservation, whether it is the studio or 1 bedroom.

A Feb 2024 trip also falls in your 2023 UY, so you will be able to borrow from the 2024 UY for this trip as well...whatever is left after borrowing for the October 2023 trip.

A Sept/Oct 2024 trip falls in your 2024 UY, so you can borrow from 2025 UY for that trip, if you have no more 2024 UY points left since you already borrowed all of them for the Oct 2023, and Feb 2024 trip!!

 

[js]

October 2023 trip falls in your Sept 2023 UY...so you can use the 202 2023 points and borrow from 2024 UY to finish that reservation, whether it is the studio or 1 bedroom.

A Feb 2024 trip also falls in your 2023 UY, so you will be able to borrow from the 2024 UY for this trip as well...whatever is left after borrowing for the October 2023 trip.

A Sept/Oct 2024 trip falls in your 2024 UY, so you can borrow from 2025 UY for that trip, if you have no more 2024 UY points left since you already borrowed all of them for the Oct 2023, and Feb 2024 trip!!

Thank you so much! I was hoping you would answer
The lifting of the 50% is dangerous for me. I think I was in the minority of liking it, it kept me in check LOL

Thank you.