Borrowing points

[Disney Duo]

Do very many of you borrow points? We just became members and have already borrowed points when making our ressies. This makes me kinda nervous, but I guess it is normal.

 

[Richyams]

Some are in a constant state of borrowing. We actually aren't. We usually work it out just about perfect and have less then 20 or 30 points to bank or borrow each year.

"From each according to his ability, to each according to his needs", Karl Marx, pretty sick, huh?

 

[jmatzen0106]

Perhaps, you should give some thought on how you expect to use your points EACH YEAR.

Not that I am advocating an additional purchase, but, many of us sorely underestimated our needs, and have purchased additional points down the road. You may be one of the smarter ones, who will purchase all the points you really need, in the first year, and get the benefit of those extra points from the outset.