We are re-sale buyers. Today I tried to book a reservation that required borrowed points (under 50%) threshold, but the system would not let me do so as I have read in other posts. I tried calling Member Services, but of course the room disappeared long before anyone picked up. I have now set up a waitlist for the days I am trying to secure, but does anyone know if a waitlist will even work if the system will not process borrowing points on its own?