Borrowing in the 4 month blockout?

[Snurk71]

Not an owner yet, still trying to figure out how to best pull the trigger...

I know you have to bank points before the 4 month blockout window on your use year. Does that also apply for borrowing too? If I had an Oct UY and decided on a whim that I wanted a trip in August (no current year points left, assume I can get a room somewhere on short notice), could I borrow or would I have to at least plan this August trip out a little further to borrow the points prior to June?

Thanks

 

[Chuck S]

You can borrow, assuming there is a room available.

 

[Sandisw]

You can borrow points for a DVC stay during the last 4 months of your UY. Just remember, if you borrow into August and then end up canceling the trip, those points would have to be used by September 30th of that same year.

Once points are borrowed, they can not be returned to their original UY. MS only borrows the points when you go to make a reservation.

The rule of 4, regarding booking and traveling in the last 4 months of UY, really applies more to booking at non DVC resorts (ie: trading into RCI, Disney collection, etc.)

Good luck!!!