Borrowed Point Limit

[stacyzerr]

We are just purchasing our first DVC Contract - it just passed ROFR this week.

I know that Disney has a temporary cap on being able to borrow points to make a reservation at 50%. Does that 50% apply to an individual reservation - or you can only borrow 50% of your points into the entire year?

Also - any idea when that 50% limit goes away? If booking a rental for 2022, is the limit still there?

 

[lovin'fl]

50% of your annual allotment. And no clue when it goes away but I hope soon because it has been causing me difficulties in booking (have 3 contracts in 2 UY and use bank borrow to book instead of transferring). And any DVC resie made is under the cap...even 11 months from now in March 2022.

 

[Judique]

We are just purchasing our first DVC Contract - it just passed ROFR this week.

I know that Disney has a temporary cap on being able to borrow points to make a reservation at 50%. Does that 50% apply to an individual reservation - or you can only borrow 50% of your points into the entire year?

Also - any idea when that 50% limit goes away? If booking a rental for 2022, is the limit still there?

50% of your points into the entire year.

They haven't announced a time limit.

The limit is on any points borrowed for a reservation in any time frame up until they make it go away.

Just want to add on Congratulations on passing ROFR and Welcome Home!!

 

[Travel60]

The borrowing is 50% of your points. Doesn't matter if one stay or multiple. If you own 100 points, you can borrow 50 for whatever use.

As far as 2022, you can currently only book at your home resort through March (11 months). Depending on your use year, you could use your hypothetical 100 current year points plus 50 borrowed. If your use year is earlier, you can bank this year (must do 4 months before your year end), then use 100 banked + 100 current year 2022 + 50 borrowed 2023 = 250.

DVC had not said how long the 50% limit will continue. A lot of backed up points in system now.

 

[Marionnette]

And just to clarify further: It's 50% of the annual allotment of points PER CONTRACT. For those who have multiple contracts, you cannot borrow 100% of contract A, even if that constitutes less than half of the total number of points that you own.