Borrow in the last 4 months?

[Snurk71]

I know you have to bank your points before the last 4 months of your UY. But can you borrow pts within the last 4 months of a UY?

We have a Sept UY and are going in August (late decision). The first night is wait listed in a different/cheaper room category than the rest of the nights. So if the waitlist comes through after May 1st - we won't have any points left to cover the upgraded category (I'll be banking our unused pts here in the next couple weeks).

It's only 2 points. If I can't borrow from next year if the waitlist comes through, I'd consider leaving 2 pts in this year to cover the waitlist and just burn them if the waitlist doesn't come through. But if we can borrow the 2 pts in the last 4 months - that is better.

Thanks

 

[drusba]

If I understand correctly you already have a room for that one night but are wait-listed for a higher category. Yes, you can borrow points to do the booking if the wait list comes through; however, if you are on an automatic change if wait list comes through (meaning they make the change without calling you first) I think you will need to tell them what points to use including borrowing the two needed when it comes through. There is no cut-off date during the use year to when you can borrow; the only rule is that you do not borrow until you make the reservation (there is no reason to do so before that time).

 

[castleri]

You can borrow from the next year up to the day you check in as far as I know.

 

[Sandisw]

The only time that you would be restricted from borrowing points is if you were trying to make a reservation at a non-DVC resort that falls under the Rule of 4.

If you want to book rooms at DVC resorts, there is no restriction during the last 4 months of your UY.

So, if your wait list comes through and it requires borrowing, they will do that (providing that you have authorized it to happen when you set up the wait list).

 

[Deb & Bill]

I know you have to bank your points before the last 4 months of your UY. But can you borrow pts within the last 4 months of a UY?

We have a Sept UY and are going in August (late decision). The first night is wait listed in a different/cheaper room category than the rest of the nights. So if the waitlist comes through after May 1st - we won't have any points left to cover the upgraded category (I'll be banking our unused pts here in the next couple weeks).

It's only 2 points. If I can't borrow from next year if the waitlist comes through, I'd consider leaving 2 pts in this year to cover the waitlist and just burn them if the waitlist doesn't come through. But if we can borrow the 2 pts in the last 4 months - that is better.

Thanks

As long as the resort you are booking is a DVC resort and not a Disney Collection.

 

[Donald's Main Squeez]

If you borrow from 2010-2011 and bring them into the 2010 use year - they will expire at the end of your 2010 use year. We are having that same problem this year. We made a reservation for this summer and had to borrow 30 points from 2011. Now we can't go on our trip so all of the points expire by 8/31/10 (ours is a Sept use yr), unless we rent them out.

 

[dgaston]

I was running into this same problem -- having to borrow a few points for an October F & W trip that isn't set in stone. A lovely MS rep *reallocated* the points so that the borrowed points went into an April trip that won't be cancelled, and if we have to cancel the Oct trip, we'll be able to salvage our points.