As soon as we arrive at a time slot, we book, sometimes 2 different weeks. One night deposits all thats required and up to 5 days of arrival, full return of deposit ,if cancelled. This assures us a room if the World fills up, and the deluxes do, but this way we have 2 choices and never lose any money. Book now, and I believe they will take all your money now, but what for?
I would book as soon as you are firm on your dates and then keep an eye out of discounts. I would recommend paying it all upfront. Why give Disney the use of your money? Put it in a 3month CD or even just a savings account.
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