Booking with a Cash Rate at HHI

Just thought I'd try again for that member discount, and sure enough, it was available at 25% off. I booked a new reservation through MS, and they cancelled the old one. I was able to save $132 on that one night.
Seems to me you should use that $132 to buy or do something special at HHI now. After all, you were planning on spending it there.
 
Are DVC member cash rates usually better than the discounts that Disney offers to everyone? A lot of times they have 25% off rack rates
 















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