Booking and Points Question

[js]

Hi.

Can someone please confirm if I have this correct and if not, please correct me so I am aware of what will need to be done:

I have September Use Year.

I have 188 points left in my September 2021 UY. I plan to use these points for a September 2021 trip.
If I wanted to also book a trip for December 2021, I can borrow 50% of my September 2022 points, is this correct for my December 2021 trip?

If all things were back to normal, if I borrow my September 2022 points for a December 2021 trip, what would happen if we had to
change the ressie (book a smaller room or cancel or reschedule).

Thank you very much.

 

[CarolMN]

Hi.

Can someone please confirm if I have this correct and if not, please correct me so I am aware of what will need to be done:

I have September Use Year.

I have 188 points left in my September 2021 UY. I plan to use these points for a September 2021 trip.
If I wanted to also book a trip for December 2021, I can borrow 50% of my September 2022 points, is this correct for my December 2021 trip?

Yes, assuming you did not borrow any of the 2022 points until you made the December 2021 reservation.

If all things were back to normal, if I borrow my September 2022 points for a December 2021 trip, what would happen if we had to
change the ressie (book a smaller room or cancel or reschedule).

Thank you very much.

Borrowed points would stay in the 2021 use year and if not used, would expire on 11/30/2022.

However, the modified/smaller reservation would first use the borrowed points. Any "leftover" borrowed points would stay in the 2021 use year. Any "leftover" points that were current use year points (from 2021) could be banked if you were still within the allowed banking timeframe. Banking deadline for December use years is the following July 31.

 

[js]

Yes, assuming you did not borrow any 2022 points until you made the December 2021 reservation.



Borrowed points would stay in the 2021 use year and if not used, would expire on 11/30/2022.

However, the modified/smaller reservation would first use the borrowed points. Any "leftover" borrowed points would stay in the 2021 use year. However, if the "leftover" points were current use year points from 2021, those could be banked if you were still within the allowed banking timeframe. Banking deadline for December use years is the following July 31.

Thank you very much. This helps me a lot.
Especially how I would have to use my points. So, if for any crazy reason I couldnt do the December 2021 trip, the borrowed September 2021 would have to be used by November 30, 2022? Is that correct? I thought it would be August 31, 2022.

 

[CarolMN]

Thank you very much. This helps me a lot.
Especially how I would have to use my points. So, if for any crazy reason I couldnt do the December 2021 trip, the borrowed September 2021 would have to be used by November 30, 2022? Is that correct? I thought it would be August 31, 2022.

Yes you are correct. I missed that you have two use years and would be borrowing from the September use year for your December 2021 trip. In that case, yes, if the points that were borrowed from the 2022 September use year are not used by August 31, 2022 they would expire. The banking deadline for September use years is the following April 30. Again, that assumes things are back to normal when you cancel or change the December 2021 trip.

 

[EatMoreVeg]

Thank you very much. This helps me a lot.
Especially how I would have to use my points. So, if for any crazy reason I couldnt do the December 2021 trip, the borrowed September 2021 would have to be used by November 30, 2022? Is that correct? I thought it would be August 31, 2022.

You are correct. If you have a September UY, any borrowed 2022 points would have to be used by Aug 31, 2021.

What you could do, if you needed to cancel or modify your Dec 2021 trip to use less points, is reallocate any “leftover” borrowed points into your Sept 2021 trip. Because the system uses borrowed, then banked, then current use year points (in that order) you might be able to free up some 2021 UY points that you can then bank into 2022 to extend their expiry. As long as you are able to decide that before your banking deadline!

 

[js]

Yes you are correct. I missed that you have two use years and would be borrowing from the September use year for your December 2021 trip. In that case, yes, if the points that were borrowed from the 2022 September use year are not used by August 31, 2022 they would expire. The banking deadline for September use years is the following April 30. Again, that assumes things are back to normal when you cancel or change the December 2021 trip.

Thank you. I sure hope things are back to normal but I guess only time will tell. I really appreciate your help, as always!

You are correct. If you have a September UY, any borrowed 2022 points would have to be used by Aug 31, 2021.

What you could do, if you needed to cancel or modify your Dec 2021 trip to use less points, is reallocate any “leftover” borrowed points into your Sept 2021 trip. Because the system uses borrowed, then banked, then current use year points (in that order) you might be able to free up some 2021 UY points that you can then bank into 2022 to extend their expiry. As long as you are able to decide that before your banking deadline!

Thank you for taking the time to write it all out. If I have to make changes, then that is what I will do but I believe all should be good. I appreciate your help!