Booking a room with an AP

Lots o' math going on here. Doesn't AP get me 10% on most TS whilst TIW gets me 20%, but then factor in the $150 cost of TIW vs a regular Dining Plan vs trying to pay for dining using Disney GCs that I got discounted from Target or Best Buy using Swagbucks that I got on my cell phone whose bill I pay with a credit card that gets me points?

Holy Sheesh!
Yes, Disney Math gives me a headache.
I've never seen Dining Plan be cheaper. Ever.
That much I know.
Because I've yet to meet 1 person who would eat exactly like a Disney Dining plan is designed, if they had free will. Some may work their plans to do it but few do it without great effort. Most scramble to figure out how to spend those snack credits or how to exchange this credit for that one or whathave you.

Personally, for us, TiW is always better because we drink. TiW discounts drinking
 












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