I had placed a deposit with virgin holidays for July 2014. After pricing DIY all deprecates I found it 4000pounds cheaper. Virgin holidays admitted they couldn't match it and said it is usual to be able to do it cheaper DIY. The problem is insurance, she quoted the ash cloud situation- which I'm happy to take the risk with. So I booked prem Econ going out and upper class return on
Virgin Atlantic for the 4 of us at 5200 pounds. The called Disney US direct and booked 16 days at grand Floridian for just over 10,000 dollars which is a great rate when taking into account the exchange rate. I had to pay for the flights in full and a deposit to Disney but don't have an issue with that personally. Luckily kept hold of my deposit with virgin holidays and have just booked Xmas in New York 2014 for us using the deposit.