Blue Card - White Card - FL Resident ???

[EliciaKeys]

I understand that by purchasing resale we get a white card, not a blue card which we would get if purchasing direct. My question is this: when speaking with a DVC rep, they had mentioned that a lot of the perks were similar to the FL Resident discounts and perks. Is there someplace that I can find outlined information regarding the the blue versus white card so I could compare to FL Resident perks? Considering buying the 25 add on, but not sure if it would be worth it just to get the blue card extras. TIA!

 

[bwvBound]

Have you seen the official document, Disney Vacation Club Membership Extras Acknowledgment and Disclosure Statement ?
Link: https://disneyvacationclub.disney.go.com/media/dvc/en/hidden-pages/MEADS-01-06-17.Clean.pdf

One thing that comes to mind if comparing DVC Membership Extras vs Florida Resident ... is that there may be events hosted specifically for DVC Members that are not offered to FL Residents such as after-hour events at the water parks and theme parks.

 

[EliciaKeys]

Have you seen the official document, Disney Vacation Club Membership Extras Acknowledgment and Disclosure Statement ?
Link: https://disneyvacationclub.disney.go.com/media/dvc/en/hidden-pages/MEADS-01-06-17.Clean.pdf

One thing that comes to mind if comparing DVC Membership Extras vs Florida Resident ... is that there may be events hosted specifically for DVC Members that are not offered to FL Residents such as after-hour events at the water parks and theme parks.

So buying resale you are not able to go to DVC events or is that just DVC versus FL resident? I know no pool hopping, and totwl are also not available to resale owners.

 

[erionm]

Those that have only purchased resale post 4/4/2016 (White Digital Card) are only entitled to Pool Hopping, DVD Rentals & access to the TOTWL. No discounts unless you also have an AP/Disney Visa, etc.

If you have a Blue Card which is available if you purchase direct or resale pre 4/4/2016, you are entitled to full member benefits which includes any special events, dining/merchandise discounts, reduced annual pass prices, etc.

Being a FL Resident entitles you to purchase an Annual Pass at the FL Resident Rate which just happens to be the same price as for DVC Members (excluding any promotions). FL Residents can purchase annual passes that are not available to anyone else: Silver Pass, Weekday Select Pass, Epcot after 4, Water Parks after 2. FL Residents can also use the monthly payment plan for annual passes.

Comparison of various discounts (AP/DVC/TiW/Disney Visa/etc.):
Dining: http://allears.net/pl/disc_dining.pdf
Other: http://allears.net/pl/disc_other.pdf

 

[_auroraborealis_]

Pool hopping and Top of the World are available to resale.

 

[EliciaKeys]

Thank you both! I must have misread the volumes of information I'm trying to digest lol.

 

[ziravan]

Some of the biggest perks not offered post 4/4/16 owners are AP discount and store/restaurants discounts.

Bring a FL resident offsets the AP discount and being an AP holder offsets the other discounts.

Essentially then, the perks removed come down to access to member events and EPCOT lounge. As a FL resident though, you might be able to take more advantage of those things than most.

My take. The 25 point add on is a loophole that DVC will soon close. If you think at all that you might want that anytime in the future, the time to do so is right now.

My guess is they'll make a qualifying minimum for perks to be 50 or even 100 points. But. They have a history of grandfathering such moves.

If I only had a post 4/4/16 account, I'd think it'd be worth the 25 point contract just to lock in whatever future thing might be limited to blue cards.

 

[EliciaKeys]

Some of the biggest perks not offered post 4/4/16 owners are AP discount and store/restaurants discounts.

Bring a FL resident offsets the AP discount and being an AP holder offsets the other discounts.

Essentially then, the perks removed come down to access to member events and EPCOT lounge. As a FL resident though, you might be able to take more advantage of those things than most.

My take. The 25 point add on is a loophole that DVC will soon close. If you think at all that you might want that anytime in the future, the time to do so is right now.

My guess is they'll make a qualifying minimum for perks to be 50 or even 100 points. But. They have a history of grandfathering such moves.

If I only had a post 4/4/16 account, I'd think it'd be worth the 25 point contract just to lock in whatever future thing might be limited to blue cards.

I agree about the 25 point loophole, and that is primarily why I posted this thread. Hopefully will not have changed by the time we close on the resale and gather some money for the 25 add on!

 

[bwvBound]

So buying resale you are not able to go to DVC events or is that just DVC versus FL resident?

Other than grandfathered accounts, resale-only owners are not invited to DVC events.

 

[Spork24]

Some of the biggest perks not offered post 4/4/16 owners are AP discount and store/restaurants discounts.

Bring a FL resident offsets the AP discount and being an AP holder offsets the other discounts.

Essentially then, the perks removed come down to access to member events and EPCOT lounge. As a FL resident though, you might be able to take more advantage of those things than most.

My take. The 25 point add on is a loophole that DVC will soon close. If you think at all that you might want that anytime in the future, the time to do so is right now.

My guess is they'll make a qualifying minimum for perks to be 50 or even 100 points. But. They have a history of grandfathering such moves.

If I only had a post 4/4/16 account, I'd think it'd be worth the 25 point contract just to lock in whatever future thing might be limited to blue cards.

Why do you guys think Disney will close this loophole? I think they love it because it's driving more direct purchase sales, many of which are small contracts at legacy resorts that they can pick up in ROFR process and turn around for 80-100% margin.

 

[ziravan]

Why do you guys think Disney will close this loophole? I think they love it because it's driving more direct purchase sales, many of which are small contracts at legacy resorts that they can pick up in ROFR process and turn around for 80-100% margin.

Why sell you 25 points at a legacy resort where at best DVC makes a 50% markup when they can up the ante to 100 points that would steer many to a newer resort with a 500% markup?

They'd make more money on much fewer sales, put pressure on resales, and sell more of the newer resorts.

Why would Disney be satisfied selling you 25 points when they can hold out for 100?

DVC has never shown any interest in selling legacy resorts. That's just not where the real money is. From their perspective, every legacy sale is a lost sale of developer points.

 

[ziravan]

One of the apparent goals of the restrictions is to make a real differentiatiion between resale and direct owners.

Direct owners are members. Resale owners are purchasers.

The trend is to make it bite to be a member. Or from the opposite point of view, how can DVC tell direct buyers just how special they are when any old riffraff can buy in for 25 points?

 

[Dean]

Why do you guys think Disney will close this loophole? I think they love it because it's driving more direct purchase sales, many of which are small contracts at legacy resorts that they can pick up in ROFR process and turn around for 80-100% margin.

Not only are they competing with new sales, the current set up some what encourages resale then by small retail. I suspect they will raise it but probably only to 50 in the next couple of years.

 

[ziravan]

Not only are they competing with new sales, the current set up some what encourages resale then by small retail. I suspect they will raise it but probably only to 50 in the next couple of years.

They won't raise it past what a new member without a resale contract can buy to become a member - and that's currently 50.

If they raise qualifying to 100, they'd have to make 100 minimum buy in for new owners.

What they WON'T do is create a situation where a new owner without resale points doesn't qualify as a blue card member. That defeats the whole purpose.

And if they made qualifying a 100 but left new member minimum 50, all that'd do is change the order of resale purchase: buy direct first, then resale. Or, more likely, buy resale and purchase direct while in ROFR.

 

[AdamsMum]

Wow, this must be how you feel when you sit next to the smart kids in school. I never considered all these angles. It was so much simpler when I bought prior to all these changes.

 

[bwvBound]

Wow, this must be how you feel when you sit next to the smart kids in school. I never considered all these angles. It was so much simpler when I bought prior to all these changes.

Heh, heh, we are just playing arm-chair game theory applied to business strategies. Lots of fun and amusement.

 

[Wakey]

One of the apparent goals of the restrictions is to make a real differentiatiion between resale and direct owners.

Direct owners are members. Resale owners are purchasers.

The trend is to make it bite to be a member. Or from the opposite point of view, how can DVC tell direct buyers just how special they are when any old riffraff can buy in for 25 points?

I disagree with this- all owners, direct and resale are members- I can point you to many direct quotes from DVC that say so. Everyone has exactly the same deed. The deed by appurtenance gives membership to the Club. All Club members are members. I simply do not know where this idea that resale buyers are not members comes from. Resale buyers are not entitled to 'Membership Extras' which are not part of any membership, not part of DVC but is marketing spend given and taken away by DVD on a whim. The deed, including the master deeds and exhibits and the obligations contained therein make this clear. Cheers.

 

[ziravan]

I disagree with this- all owners, direct and resale are members- I can point you to many direct quotes from DVC that say so. Everyone has exactly the same deed. The deed by appurtenance gives membership to the Club. All Club members are members. I simply do not know where this idea that resale buyers are not members comes from. Resale buyers are not entitled to 'Membership Extras' which are not part of any membership, not part of DVC but is marketing spend given and taken away by DVD on a whim. The deed, including the master deeds and exhibits and the obligations contained therein make this clear. Cheers.

I can point you to the post 4/4/16 MEADS statement by DVC that specifically defines members as direct points buyers and everyone else being purchasers.

This idea came from DVC's official documentation

I mean, they even went so far as to take real membership cards away from resale buyers.

 

[ziravan]

2016 Member's Extra Acknowledgment and Dusclosure Statement (MEADS):

"By execution of the receipt set forth on the last page of this Membership Extras Acknowledgment and Disclosure Statement (the “Statement”), formerly known as Member Benefits Guide, the undersigned purchaser of a vacation ownership interest (an “Ownership Interest”) in a Disney Vacation Club® Resort (“DVC Resort”) acknowledges receipt of this Statement. This Statement serves as the acknowledgment and disclosure statement, as required pursuant to Section 721.075, Florida Statutes, for the incidental benefits program known as Membership Extras (the “Program”) provided by Disney Vacation Development Inc. (“DVD”) to purchasers, including the undersigned purchaser (“Purchasers”). This Statement contains information about the Program and the special benefits, offers and opportunities (the “Benefits”) made available through the Program by DVD to Purchasers who directly purchase an Ownership Interest from DVD and become members in Disney Vacation Club® (the “Club”). Any capitalized terms used in this Statement that are not defined in this Statement shall have the meaning provided in the Public Offering Statement provided to Purchaser in connection with the purchase of an Ownership Interest. “Member” as used in this Statement shall mean a Purchaser who has acquired an Ownership Interest directly from DVD and is a member of the Club in good standing pursuant to the terms and provisions of the Club, including compliance with all Club and DVC Resort rules and regulations and current payment of all annual dues and purchase-money financing."

 

[Wakey]

Zirvan the word Member as used in that statement is being used as a definition in that statement only- for legal simplicity and so the statement makes sense. It even says that.It doesn't mean that in a general sense resale buyers are not members!

For example, my recent resale welcome letter referred to me as being a member and i log on with my member ID.

Just look at the exclusion clause DVD attach to all membership extras-

"Members who do not purchase an ownership interest directly from Disney Vacation Development Inc. will not have access to Membership Extras."

Note the first word.