The physical blue cards with expiration dates of 12/31/2021 were first issued in 2016 (basically a 5-year term). To my knowledge, all physical cards sent out since then have had that same expiration date on them. The digital cards expire 3 months from the date accessed online, with the expiration date changing whenever the card is accessed online. Speculation has been that the expiration dates were to minimize people enjoying
DVC benefits after selling their ownership, but DVC never sent out an official statement to confirm that. I agree with Sandi that we may not get new physical cards in future, after our current ones expire. Confirming membership will be digital after that point.