Blue Card decision for Poly, Copper Creek, or VDH?

[Brian Noble]

I wonder if part of it was the permits as they were able to extensions do to the pandemic.
I'm not sure how much of a problem or cost it would be in getting new permits would be but just throwing that out there.

I would be very surprised if the Mouse got substnative pushback on any of its plans, modulo the brief takeover of CFTOD---and in practice that's been undone by recent Board appointments.

 

[Makai]

This is why it’s important for those considering to understand the difference between membership extras…blue card…and where points can trade ..not related to membership extras or blue card in anyway.

Direct points are good everywhere and they always will be unless DVD develops a new resort that doesn’t trade with the other DVc resorts via BVTC.

It doesn’t matter what else you own or whether you are elgible for membership extras,.;DVC Y.

You can buy 25 points today direct and those 25 points trade anywhere,,.but won’t get you the extras.

Membership extras are incidental benefits and can be taken away at anytime.

They are not covered by dues and must be a voluntary program. Meaning, owners can’t be forced into paying for them.

The discounts, lounges, Sorcerer Pass. Special events, etc all fall under this.

Many of those are negotiated with other divisions and so DVD doesn’t have complete say in being able to offer…hence why DVC owners could not get the AP for that year…parks and resort controls those and they were selling to no one.

What I do think is that resale bought today ensures you are locked out of both membership extras and using points anywhere but O14.

Direct points get you unrestricted access to all DVC resorts and if you have at least 150, you also are eligible for the membership extras program.

This is exactly how I am viewing the Blue Card benefits. The unrestricted points to use at anything future and new is really the main reason why I want to buy direct points (and a little FOMO), and the other perks are more incidental. If I can get the direct cost a little closer to the resale price via Poly than the other active selling resorts, I can justify paying more since direct points are more valuable to me in the long term. It might take years for the discount perks to pay off the difference in cost, but I am not even worried about that math right now. I am more concerned with rising base prices to buy in, and the 150 eligibility going up.

 

[juliebee]

I am more concerned with rising base prices to buy in, and the 150 eligibility going up.

Those are very real concerns for me too. There has been speculation that blue card eligibility will go up and I don't want to be regretting that I waited.

 

[Makai]

Those are very real concerns for me too. There has been speculation that blue card eligibility will go up and I don't want to be regretting that I waited.

After talking with DH, I may end up taking the CCV offer after all (if it’s still around by Feb 8), because Wilderness Lodge makes more sense for us on those Christmas season family reunion trips, and low point charts when we have the most people. Poly might be easier to get for my girl trips when there are just 5 of us, especially with how high the point chart is. After just seeing someone post in another forum that they couldn’t get CCV for the first week of December with the 11 month priority, I am moving CCV to the more likely purchase. My kids and DH will be happier there, especially since he’s not a park person and won’t appreciate the things I love about the Poly.

 

[Mikey15]

December especially at WL seems like peak DVC in some ways. First two weeks are low crowds post-Thanksgiving and low points… which can make them popular owner bookings. Then Christmas at WL goes without saying.

If that’s the sort of trip you’d want to go on, 11mo priority can definitely help.

 

[AstroBlasters]

December especially at WL seems like peak DVC in some ways. First two weeks are low crowds post-Thanksgiving and low points… which can make them popular owner bookings. Then Christmas at WL goes without saying.

If that’s the sort of trip you’d want to go on, 11mo priority can definitely help.

Translation: “My spouse only wants to stay at Wilderness Lodge, so that’s the only resort he will say yes to…”

 

[airjay75]

After talking with DH, I may end up taking the CCV offer after all (if it’s still around by Feb 8), because Wilderness Lodge makes more sense for us on those Christmas season family reunion trips, and low point charts when we have the most people. Poly might be easier to get for my girl trips when there are just 5 of us, especially with how high the point chart is. After just seeing someone post in another forum that they couldn’t get CCV for the first week of December with the 11 month priority, I am moving CCV to the more likely purchase. My kids and DH will be happier there, especially since he’s not a park person and won’t appreciate the things I love about the Poly.

Get those CCV points, put some of the family up in BRV and some of the family up in CCV. TBH, with some family, it's probably nice to have a little space between them and you when you go back to your rooms .

 

[VGCgroupie]

This is exactly how I am viewing the Blue Card benefits. The unrestricted points to use at anything future and new is really the main reason why I want to buy direct points (and a little FOMO), and the other perks are more incidental. If I can get the direct cost a little closer to the resale price via Poly than the other active selling resorts, I can justify paying more since direct points are more valuable to me in the long term. It might take years for the discount perks to pay off the difference in cost, but I am not even worried about that math right now. I am more concerned with rising base prices to buy in, and the 150 eligibility going up.

So I was skimming and I may have not kept up well enough... but I saw a mention of getting 2 Poly 2beds.. 150 points isn’t going to make that happen easily. That paired with you saying you won’t really really benefit from all the direct perks right now I think it just doesn’t make sense to buy 150 at Poly now. You say its because base prices can and will go up. But you get larger incentives when you buy more points at once so in theory anything you are saving now on the base price on 150 can be made up in the future by buying more points at once, enough to cover 2 - 2 bedrooms you want.

 

[Makai]

So I was skimming and I may have not kept up well enough... but I saw a mention of getting 2 Poly 2beds.. 150 points isn’t going to make that happen easily. That paired with you saying you won’t really really benefit from all the direct perks right now I think it just doesn’t make sense to buy 150 at Poly now. You say its because base prices can and will go up. But you get larger incentives when you buy more points at once so in theory anything you are saving now on the base price on 150 can be made up in the future by buying more points at once, enough to cover 2 - 2 bedrooms you want.

I had considered going for 200 points or higher direct, but not ready to go that big since I am paying cash and might do more resale in the future instead of direct for any extra points needed. I am already low on points this year from my Feb/March reservation at PIT, so it seems like a good time to buy in direct for more points (or I can switch my reservation over to Boulder Ridge & save on points).

It will be several years before we need two 2 bedroom villas (no grandkids yet), and only on a big family reunion trip. The reality is PIT will be more of a split stay for a few nights if we tried staying there with a mix of resale and direct points and more of a splurge trip. Most of our trips to WDW will be booking at the 7 month mark with my resale Aulani sub points at the lower point chart resorts, and I can get by with deluxe studios for 5 when needed. I have plans to add more resale contracts for that too since we all prefer the legacy resorts to the new modern builds. Having said that, I would still rather buy in now before they raise the 150 Blue Card eligibility requirement, and be able to bank & borrow my direct points for any new resorts on the occasion we want to splurge on those higher point charts. The thought of being locked out of so many in the future with 2042 looming, is pushing me to act now, and buy what I can. I am hoping Disney will offer a direct deal for 2042 owners once my expiration date arrives at Hilton Head Island. Another reason I don’t want to go bigger than 150 right now for Poly or CCV is the chance they ever discount Aulani enough with incentives to make it tougher for me to buy on resale. Doubtful that will ever happen since they seem to be doing fine with cash stays there, and not in a hurry to sell.

 

[melissa70]

@RoseGold thank you…you’ve helped me with my internal battle of direct vs resale
@Brian Noble I love the pluribus reference ! And what you said about money is meant to spend as I said to people in my life who were aghast that I spent 50k on dvc

 

[juliebee]

The thought of being locked out of so many in the future with 2042 looming, is pushing me to act now, and buy what I can.

I wouldn't say 2042 is looming just yet... grandkids that aren't even born yet could be DRIVING by 2042. But I do understand wanting to start building your DVC portfolio now rather than later.

 

[Brian Noble]

They might not need to have been born, but they probably need to be conceived ASAP.

 

[VGCgroupie]

I had considered going for 200 points or higher direct, but not ready to go that big since I am paying cash and might do more resale in the future instead of direct for any extra points needed. I am already low on points this year from my Feb/March reservation at PIT, so it seems like a good time to buy in direct for more points (or I can switch my reservation over to Boulder Ridge & save on points).

It will be several years before we need two 2 bedroom villas (no grandkids yet), and only on a big family reunion trip. The reality is PIT will be more of a split stay for a few nights if we tried staying there with a mix of resale and direct points and more of a splurge trip. Most of our trips to WDW will be booking at the 7 month mark with my resale Aulani sub points at the lower point chart resorts, and I can get by with deluxe studios for 5 when needed. I have plans to add more resale contracts for that too since we all prefer the legacy resorts to the new modern builds. Having said that, I would still rather buy in now before they raise the 150 Blue Card eligibility requirement, and be able to bank & borrow my direct points for any new resorts on the occasion we want to splurge on those higher point charts. The thought of being locked out of so many in the future with 2042 looming, is pushing me to act now, and buy what I can. I am hoping Disney will offer a direct deal for 2042 owners once my expiration date arrives at Hilton Head Island. Another reason I don’t want to go bigger than 150 right now for Poly or CCV is the chance they ever discount Aulani enough with incentives to make it tougher for me to buy on resale. Doubtful that will ever happen since they seem to be doing fine with cash stays there, and not in a hurry to sell.

We need 2 beds because my daughter, son in law and granddaughter join us on half of our trips. 2042 is a long way off so I ran the numbers and Boardwalk and CCV made much more sense for us due to the low point chart for 2 beds. Although next trip our 2 bed will be at BLT which can be affordable too if you aren’t in a TP view.

I do think having direct points is important for new resorts, for me buying a year ago that was only important because of VDH since there is plenty of legacy resorts to stay at in WDW.

Good luck on whatever way you decide to go, it will all lead to amazing DVC family trips!

 

[RoseGold]

@RoseGold thank you…you’ve helped me with my internal battle of direct vs resale
@Brian Noble I love the pluribus reference ! And what you said about money is meant to spend as I said to people in my life who were aghast that I spent 50k on dvc

Awesome! I was grateful for similar boards when I they weighed out the options of resale for me. They said to buy AKL resale instead of SSR at that time, which maybe would have been slightly smarter. I bought my SSR at 90, and it has a lot of use on it.

I bought for narrow timeframe, so direct never made sense for me. Now, it is even easier to buy and sell, so $100 resale, dime a dozen SSR contracts are not even close to the level of commitment of $200 direct buy.