An idea -- hear me out! -- is VGF.
If I'm buying into a RIV cost and point chart, I'd rather do VGF. You don't care about blue card, and VGF contract length and point charts are very close to RIV (and 5 person studios). But it's a MUCH smaller property with terrifying cash rates that laugh at RIV, and is the flagship, so better. Once the walkway is done, you'll have all the advantages of BLT: proximity to MK, dining, room choices. But then Epcot has no appeal to me, and my view is that VGF is more valuable long run than RIV, and you can resell without lockdown. If I ever plan to sell or rent, VGF is looking much better than RIV.
I bought VGF because it took a hit with Covid (though that looks less true now) and the contract length is so long.
Actually, that’s not a bad idea. We love GF...never stayed there, but I’m sure we would love it. Especially with the new walkway and monorail. I guess I’ve let it get to my head because it’s so expensive, but comparatively, not really more than what I’m looking at.