Banking question

[rsschneck]

I am thinking way ahead, but here it goes.

We have 300 OKW points with April UY. Just added on 100 points at SSR for same use year.

The question is: If say I want to bank 50% of my points is it from the TOTAL points or is each resort considered independant when it comes to banking.

Example: 400 total points would mean 50% would be 200 points. What if I used 200 OKW points and had 100 OKW points left and ALL 100 points from SSR. Technically, I would be at 33% from OKW remaining and 100% of SSR intact.

Does 50% mean 150 of 300 OKW points and 50 of 100 SSR points need to banked for the 50% deadline? Are they indepandant of each other or are they combined when it come to banking?

 

[drusba]

You now have 400 points total with same use year. The banking rules apply to that total. With the 50% banking window, you can bank up to 200 in any combination of the two resorts.

 

[Caskbill]

As long as a second purchase is a true add-on. (People use the phrase add-on even when it's a whole new contract)

You can identify an add-on by the contract number. The second purchase will have the same number with a suffix such as -001 attached to it.

Examples of when a new purchase is not an add on would be if it has a different use year month, or possibly was a resale that was purchased.

May I suggest you try using my DVCPlanner program. In it you can set up all your contracts (add-on's or new purchases) and it will calculate your banking deadlines for you. You can click on the link in the signature block below.

 

[rsschneck]

Sent in paperwork for SSR last week. I do not think we have officially closed yet.

Anyway, first OKW purchase was a resale and this time we are buying direct from Disney. So, I amm assuming this is a true add-on. Same April UY.

So, that means 50% of 400 points would be banking 200 points in any combination from the 2 resorts.

I think I understand.