Banking/Borrowing

[macman123]

Dumb question. UY August 155 points per year

I have 2019 points which I banked into 2020.

I have banked 2020 points into 2021.

I have 155 points (banked from 2019) which I can use now. But I messed up and need additional points.

I realise I cant use the 2020 banked points into 2021. But can I borrow some 2021 points (below the 50% threshold which is 77) even with points banked?

 

[CarolynFH]

Dumb question. UY August 155 points per year

I have 2019 points which I banked into 2020.

I have banked 2020 points into 2021.

I have 155 points (banked from 2019) which I can use now. But I messed up and need additional points.

I realise I cant use the 2020 banked points into 2021. But can I borrow some 2021 points (below the 50% threshold which is 77) even with points banked?

Yes, you can borrow 2021 points even though you have banked points.

And I assume in future you won’t bank all your points so early in your UY! Plans change!

 

[Marionnette]

Dumb question. UY August 155 points per year

I have 2019 points which I banked into 2020.

I have banked 2020 points into 2021.

I have 155 points (banked from 2019) which I can use now. But I messed up and need additional points.

I realise I cant use the 2020 banked points into 2021. But can I borrow some 2021 points (below the 50% threshold which is 77) even with points banked?

Yes. As long as you need less than 78 more points, you can borrow from 2021.

 

[macman123]

Thanks! I assume I can only borrow my calling MS?

 

[Marionnette]

Thanks! I assume I can only borrow my calling MS?

Borrowing can be done online during the booking process.

 

[macman123]

Borrowing can be done online during the booking process.

Thanks! Maybe it was just transferring between UY I was thinking can only be done by calling.

 

[Deb & Bill]

Thanks! Maybe it was just transferring between UY I was thinking can only be done by calling.

Yes, you need to call MS to transfer and to book or modify using transferred points.